The Next Step: Preparing for Change

For years, I wallowed in debt. I had no fiscal discipline. I used credit to buy what I wanted, when I wanted. My money skills were abysmal, and my life was in financial ruin. In 2004, I decided to turn things around. I started teaching myself about personal finance. I attacked my debt with vigor. [...]

ellen degeneres dave chapelle george lopez jay leno tyra banks